Personal property for a lot of things we hope never happen, but sometimes do: tornadoes, hail, lightning, frozen plumbing, theft and vandalism. To learn more about jewelry insurance, or for any of our jewelry options, speak to the experts at AAA Jewelers today. We provide all types of jewelry insurance, including engagement ring insurance. Tips For Claiming Insurance For A Lost or Stolen Engagement Ring September 29, 2017 – Posted in: Jewelry Blog After the initial horror at realizing your ring is no longer where it should be, your thoughts will undoubtedly switch to what your options are, and this is where you feel some relief at being properly insured against theft or loss. In the case of jewelry insurance, a cash payout isn't always your best option. Get a jewelry insurance quote today. Our coverage is designed to provide extensive protection for your jewelry. Motorists rely on AAA for much more than tire changes and towing. Life insurance is underwritten by AAA Life Insurance Company, Livonia, MI. How jewelry is covered in a standard homeowners insurance policy. Typically jewelry insurance covers the full value of the item insured and that number depends on the appraisal. Look up the definition of insurance and you'll find words like "reimbursement" and "compensation." Having auto and homeowners insurance is pretty common, but AAA shares why you should talk to your insurance agent about getting life, pet, flood, and jewelry insurance. We hope you never have to file an insurance claim, but if you do, count on AAA to work closely with you to settle your claim quickly and completely while providing prompt, courteous service. AAA Northeast connects you to the easy-to-use CoverSmart insurance platform, where you can find special event policies that include: general and liquor liability, medical payments, cancellation, and more coverage for event hosts, vendors, entertainers, and venues requiring proof of insurance. The company has been in operation for more than 100 years. We help you overcome the limitations and exclusions found in homeowners insurance. Here is some information you may find … In terms of dollar amounts, per the Insurance Information Institute, basic renters or homeowners insurance generally limits coverage of theft to around $1,500 and reimbursement for individual pieces to about $2,000. Renters Insurance Through AAA. The best way to protect jewelry is jewelry insurance. Farmers Insurance has a similar approach. Life insurance is underwritten by AAA Life Insurance Company, Livonia, MI. If you're looking for an exact price, just get a quote or contact your insurance company. That makes sense, since most insurance policies rectify losses by cutting you a check. If the exact piece isn’t available for a replacement, insurance companies will replace with a comparable piece. Insurance may also be provided by independent carriers. A jewelry inspection performed by a professional appraiser can give you a fair and accurate idea of how much your jewelry is worth. If anyone gets hurt, you’re covered for bodily injury … However, some categories of personal property have a maximum dollar limit your insurance company will pay in the event of a covered loss, like theft. At AAA Jewelers, we know how important it is to protect your jewelry in case something happens. Great Rates & Discounts. AAA Life is licensed in all states, except NY. Jewelry insurance cost. Whether it’s fashion jewelry, estate jewelry or one of our huge selection of beautiful engagement rings, it might be prudent for you to look into jewelry insurance. Jewelry insurance is affordable at Progressive. The Motor Club or its affiliates act as an authorized agent for insurers they sell insurance on behalf of, including AAA Life and AAA affiliate insurers. Jewelry insurance. Any couple with jewelry that is pricey or has sentimental value. Scheduled Personal Property: Expanded, no-deductible coverage for valued items like furs, jewelry, cameras, fine art and more. No matter the type of jewelry you insure, it'll be protected by our comprehensive repair or replacement coverage. How to find an appraiser The easiest way to get the most coverage for your jewelry is to add a floater policy to your homeowners or renters insurance. Learn more about Renters Insurance by contacting a AAA Insurance Agent at 800-222-6424 or visiting your local AAA office. 1 The sample premium for a $20,000 renters insurance policy in the ZIP code of 60504 in IL with a $500 deductible. Motorists rely on AAA for much more than 100 years is CSAA insurance,! 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